Mike Bolger REALTOR® in Kitchener / Waterloo

REALTOR® or a real estate agent? Generally, people use the titles interchangeably to refer to any individual who handles real estate transactions. A real estate professional can be categorized as a real estate agent, REALTOR®, and/or broker.  The main difference between these titles is the levels of education, experience, and affiliation. Here are the titles defined: Real Estate Agent in Ontario A real estate agent is a person who is licensed to represent buyers and sellers in a real estate transaction. To become licensed it requires you to complete the Pre-registration Segment courses within 18 months and to obtain employment with a registered brokerage and makes an application for registration with RECO within 12 months of completing the Pre-registration Segment.  The licensing process takes from 3 to 4.5 years to complete.  Agents are the most common real estate professionals that you’ll run across. Real Estate Broker in Ontario The key differences betwee...

Smart homes are popular and are turning out to be the next popular craze. A survey done has determined that SIXTY-FIVE percent of home buyers would pay more for property that comes with smart devices. Smart devices include connected HVAC systems, lighting, security systems, thermostats, door locks and eco-friendly appliances that can be managed remotely from your smartphone or tablet. Even though smart homes offer ease and energy savings, they do come with unique issues —most importantly when moving the home from one family to the next. In the event you believe you have found the appropriate smart home for you, consider these crucial questions. What Devices are in the Home? Consult with the REALTOR®  or present-day property owners to get a list of devices installed in the home. Do not count on a simple walkthrough tour because some devices are clearer than others. One example is, you’ll be able to spot a smart thermostat, but you may not notice the smart lighting solutions. ...

It could be a struggle to find the best real estate agent to work with. Your real estate agent may make or break your property or home buying or selling experience. Listed here are some vital qualities that your real estate agent should have. 1. Licensed This will sound like the main requirement however, you would be astonished by how many people promote themselves as “agents” and do not truly hold a valid real estate license. Licensed agents are kept to the standards and responsibilities governed by the Ontario Real Estate Association. I recommend that you choose and work with a licensed real estate agent in good standing. You are able to ask an agent that you want to work with for their agent number. Then you could check the name and agent number on the RECO website . 2. Knowledgeable Try to find an agent who has knowledge in an area that you want to live in. Consider that markets can differ. Find one that knows the inner workings of your particular city or town. ...

There are certainly different reasons why you would need to sell your property very fast. One example is, a job might require a quick relocation to another city, or you could have bought another property and do not want to be stuck too long with two mortgages. Listed below are some recommendations that can enable you to get your residence sold: Establish a realistic price. Should you set the listing price higher than the current market value of your home, you might not get as many viewers. I advise that you list the price to be eye-catching. Make an effort to list the house at the current market value. Assure your residence shows very well, inside and outside . Remove clutter. Do some landscaping and cut hedges and trim the grass. Be sure every room has satisfactory lighting. Envision that a special guest is visiting your home, and clean up and prepare accordingly. Get items fixed . It is likely you don’t have time for a major renovation. Make an effort to make sure...

It may be a goal you have had since childhood. Perhaps, you have rented for most of your adult life and now want to experience the joys and satisfaction of home ownership. Buying a home is a big step and requires a lot of important decisions along the way. With some advanced planning and research, you can be sure your home purchase is something you feel good about for many years ahead. Here are the basic steps that lead you to a successful transaction. What You Can Afford This is different from qualifying for a loan. This is calculating how much of your budget you will devote to your home and how much money you want for other things. For a person who values travel, they can afford more house than they should buy. Some of their money will go toward accommodations on the road or other travel expenses. If you love fishing, boating, or a hobby such as restoring classic cars, factor the required budget for your preferred pastime into your overall household budget. With that in mind, ...

It is important to be attentive to what you add or subtract from each room in your home. There are some terrific design ideas. However, there are bad ones too. Below are some recommendations to help you prevent decorating mistakes: Try to avoid restricting your kitchen . Your kitchen representing your tastes. Think beyond a generic all-white and all-black design. For those who have the budget, consider completely remodeling your kitchen to create the style you want. Get creative with a mix of colors and materials, open shelving, hanging pots and pans. Don't hang art too high . For those who have art pieces, avoid hanging it too high. Make it easier to enjoy by hanging it at eye level. Don’t go extreme with paint colors . Be careful not to include too many colours in your home. It's a good idea to include some different colours in your home’s color scheme. I would suggest to only use two or three colors in the main areas of the house. This approach will save money fro...

You have chosen to sell your home and you suddenly realized that you need to have a plan. Before you getting stressed out and changing your mind, you will need to be aware of a few great ways to stay focused and positive during the process. Listed below are some ideas to make it possible for you sell your house with out any stress. Make a goal A whole lot of communication is needed when selling a property , so it’s important to set a clear set of objectives for yourself and everyone that is involved in the process. Decide on a possible selling price for your property with your real estate agent. Have clear and reliable lines of communication. Be Accommodating You might have an idea in your mind of how long it will take to sell your house. Bear in mind that there are so many aspects at play during this process like the location, the price, the market.  Try your best to curb your anticipations and stay accommodating as the process unfolds. Please Keep Thing...

Moving to a new property is a very good time to take a look at your home owners insurance policy . Home insurance is necessary to secure your property and personal belongings. Not all home insurance policies are created equal . Just about every policy provides certain coverage terms and conditions. Here are four recommendations that you may ask before getting home insurance: Understand What’s Covered Allocate some time to study your current homeowner's coverage. Next, examine your coverage options and choose the right coverage established on your home’s destination. I advise that discuss your home insurance requirements with an insurance consultant. What’s Not Covered A standard homeowners policy is not necessarily a simple remedy for your coverage needs. I advise that you check out electronic, jewelry and weather coverage first. Cost of Home Insurance Find out what the complete cost is for the policy. Is it annual or monthly? How much is the down payment? Plan ahea...

Millennials and young adults are praying for a real estate crash according to The Globe and Mail. Communities affected by the hot housing markets are getting desperate. They worry that they will never get into the market unless housing prices fall. Full article here > https://tgam.ca/2szAGXh Have you considered an income property? The rental market is booming and investors are making $$$. It's a very good time to invest. If you are looking for help in purchasing investment properties why not contact me for some insights. http://bit.ly/2s4HOHH | Call Mike Bolger at (519) 616-2656

Thinking about working with Mike Bolger?  Contact me at (519) 616-2656 What you will experience when we work together. - Accessibility. I am on hand days, evenings and weekends. - Speed. Your home can be staged and prepared to sell within days. - Communication. Communication is crucial to your satisfaction. I will keep you up to date on your home and how the market is responding. - A Network of Pros. My group of Mortgage Advisors, Home Inspectors, Contractors, and Lawyers will make your experience stress and anxiety-free. - End-To-End Service. From our first meeting to the ending - I will guide you all the way. http://bit.ly/2a5w1mm 

>> SOLD SOLD SOLD Contact Mike Bolger today at (519) 616-2656. I need brand-new listings now! I have sold almost everything I have in weeks. The majority of the properties that I've sold for over the asking price. I'm not bragging, but the market is red hot currently. Home buyers are prepared to pay anything to get the home that they want. Cash in on your home. I'm a professional sales representative who will get you with the highest value for your home. I use a variety of marketing methods that will bring in tons of buyers. Some other agents are known for being lazy and not doing enough to market their listing to buyers. My selling strategies are unique and will get you exactly what you want. It's also crucial to select a Real Estate Agent based on their good reputation. I have a vast network and I will guide you along the way. Learn more about me by checking out my website.  http://bit.ly/2a5w1mm  

Why you should choose Coldwell Banker Peter Benninger over the other guys. The answer is simple... Because Coldwell Banker provides exceptional service. We help buyers and sellers achieve their real estate goals. We are a team that is dedicated to delivering the most current and reliable information to help our customers to make wise and profitable decisions. Our ongoing commitment is to give you a rewarding real estate experience. Call me now at (519) 616-2656 and let's chat. http://bit.ly/2qGuetl http://bit.ly/2a5w1mm

Do you understand ways to be successful in a seller's market? Call Mike Bolger now at (519) 616-2656. Sadly I must say for buyers, it's a changing market and sellers have advantages. Buying a house requires a sound strategy and home buyers are under a lot of stress and anxiety to buy impulsively when the occasion arises. Here are five things that are crucial to buy a house this year. 1.) Secure pre-approval for a mortgage 2.) Attain the lowest rate 3.) Make a plan for precisely what you are interested in 4.) Plan to attend multiple open houses 5.) Make a smart bid Get some great advice for a realtor who has experience. http://bit.ly/2a5w1mm  

“An orderly room makes an orderly mind.” – unknown The first and probably most important step when preparing to sell your home is to begin to declutter your living space. Keeping spaces neutral, clean and simple looking will be more attractive to potential buyers. You may find yourself deliberating your choices for many objects along the way – keep in the room, put in another room, donate or give away, sell or ultimately trash. Try not to waste time on pondering over one thing. Tackling one room at a time, then sorting into piles will make this process much easier. Be sure to keep like things together and to label boxes and bins for quick retrieval in the future. Remember, it’s only things. What really matters are the people and they’re going with you when you sell your home.  http://bit.ly/2a5w1mm

Here is a great article from the globe and mail about mortgage insurance. Glen Melnyk, a consultant at Investors Group Financial Says "The biggest point against mortgage insurance is that it protects the lender, not you". This article talks about mortgage insurance versus life insurance and which will work best for your needs. Do you need advice on real estate, mortgages, or insurance? Contact me and I can connect you with someone in my network. http://bit.ly/2a5w1mm  Article is here https://tgam.ca/2qktmKG

Happy Victoria Day!!! I am wishing you and your family a safe and fun Victoria Day. Thinking of selling your home. Give me a call and let's discuss how I can help you sell and find a new home. Call me now at (519) 616-2656. http://bit.ly/2a5w1mm

Is the property that you're interested in already sold? Call Mike Bolger now at (519) 616-2656. Houses listed on MLS are usually sold and in the process of being updated online. Stop wasting your time trying to get a showing for a sold property. By connecting with me, I have access to the newest listings which haven't been posted on MLS yet. It's all about who has access to new listings, that's why you need to me. Contact me today. http://bit.ly/2a5w1mm

Still waiting for a call back from a Waterloo/Kitchener realtor? Call Mike Bolger now at (519) 616-2656. Some realtors are horrible at returning calls. That is why you should work with Mike Bolger. I am the kind of person who's going to get back to as you as soon as possible. I value all my clients and always give them the best real estate experience possible. What sets me apart from others is my drive to succeed. If you are in the market to sell your property or looking for your dream home, Let's chat. http://bit.ly/2a5w1mm

Finding a property in Waterloo is pushing local residents to the brink. Check out this article from the Waterloo Record. They say an influx of Toronto-area buyers is aggressively driving up prices. Home buyers who want to own a home in Waterloo Region are getting increasingly desperate. This combined with a healthy local economy, low borrowing rates, improving transit options and a limited supply of properties, the region's real estate market is in uncharted territory. Get great real estate advice from Mike Bolger. You can still win this game with strategy. Call Mike Bolger at (519) 616-2656 to discuss your unique game plan. http://bit.ly/2a5w1mm http://bit.ly/2psGXk5

Calling all new home buyers! Consider working with Mike Bolger. I help new home buyers make good investments. This is going to be your biggest purchase and you need to make sure you have someone who is watching your back. Impulsive describes some situations where you overbid on a property. You need a solid buying strategy and great advice to win this game. Also, it's important to make sure you have enough for your down payment and closing costs. I highly recommend saving 20% of the mortgage for a down payment if possible. Let's start searching for a home this weekend, Call Mike Bolger at (519) 616-2656. http://www.mikebolger.ca